Fractional CFO · Texas

Go beyond bookkeeping.
Strategic financial partnership for growing businesses.

I work with contractors and trades businesses who are tired of being in dark on their cash flows, undercutting their profits because their numbers are off, and are unsure of their ability to grow.

Typical Client Revenue
$1M–$15M
Owner-operated, already has a bookkeeper
What changes
Clarity.
On cash flows, profit margins, job costing, and what's actually holding you back
Engagement type
Fractional
CFO-level insights without the salary - generally a moderate upfront effort followed by a few hours a week to maintain

The problems most contractors hit when they start growing

📉

You're busy but not profitable

Revenue looks good. But at the end of the quarter you're wondering where the money went. Job costing is guesswork and margin is a mystery.

😰

Cash flow keeps you up at night

You're waiting on draws, juggling payroll, and making gut-feel decisions on whether you can take the next job. You need a forward-looking picture and confidence in your cash flows.

🏦

The bank wants financials you don't have

You're ready for a line of credit, equipment financing, or bonding capacity but your books aren't telling the story the lender needs to hear.

📊

Your bookkeeper can't answer business questions

They are focused on coding transactions and closing the books. What you need are insights - which jobs are making money, can you hire, and what is your business worth?

🚀

Growth is creating more stress, not less

More revenue, more headaches. You're not sure if the next hire, truck, or contract will help you or hurt you. You need someone who can model it out.

🚪

Thinking about selling someday

Whether it's 2 years or 5, an eventual exit needs clean financials, strong margins, and a business that doesn't depend entirely on you to operate.

Built for owner-operators in the trades

I specialize in contractors and trades businesses where the owner is still on calls, still bidding jobs, and still figuring out how to get out of the weeds. You need someone who knows your business model and can bring sophistication and clarity to your business.

  • Revenue between $1M and $15M
  • Already have a bookkeeper keeping the books current
  • Owner still running day-to-day operations
  • Experiencing growing pains, cash anxiety, or planning a raise or exit
  • Want a strategic financial partner without diluting your equity or adding a full-time financial team
Not the right fit: pre-revenue startups, purely retail businesses, or companies that already have a full-time finance team. I'll tell you honestly in our first call if I'm not the right resource.
🏗️
General Contractors
Commercial & residential
Electrical
Service & new construction
🔧
Plumbing & HVAC
Including service agreements
🏠
Specialty Trades
Roofing, flooring, concrete & more
🌿
Landscaping & Excavation
Including equipment-heavy ops
🔩
Other Contractors
If you build or maintain things, let's talk

What a fractional CFO actually does for you

Your bookkeepr handles the books and your CPA prepares your taxes.What I offer is strategic financial leadership plugged into your business at whatever level makes sense for where you are.

01
Cash Flow & Forecasting

Stop reacting to cash crunches. Know what's coming 13 weeks out and make decisions with confidence.

  • 13-week rolling cash flow model
  • Draw and billing cycle optimization
  • Scenario planning (what if you add a crew?)
  • Monthly forecast vs. actuals review
02
Job Costing & Margin Analysis

Find out which jobs are actually making you money and which ones are costing you more than you think.

  • Job-level profitability review
  • Overhead allocation and burden rates
  • Estimating accuracy benchmarks
  • Bid/no-bid financial framework
03
Capital & Debt Planning

Equipment, lines of credit, bonding capacity.

  • Lender-ready financial packages
  • SBA loan prep and structuring
  • Equipment financing analysis
  • Bonding capacity assessment
04
KPI Dashboards & Reporting

Replace gut feel with a one-page monthly view of what matters.

  • Custom KPI scorecard
  • Monthly business review cadence
  • Backlog and pipeline tracking
  • Labor productivity metrics
05
Growth & Hiring Decisions

Before you add headcount or equipment: know exactly what it costs and what it needs to generate.

  • Breakeven and capacity modeling
  • Hire vs. subcontract analysis
  • New service line feasibility
  • Business case modeling for changes to operations
06
Exit Readiness

Thinking about selling in the next few years? The time to prepare your financials is now.

  • EBITDA normalization & add-back review
  • Valuation range benchmarking
  • Deal-ready financial cleanup
  • Owner-dependency reduction plan
Not sure which of these you need most?
That's what the first call is for. No pitch, no pressure - just a straight conversation about where you are and how I can help.
Schedule a Free Call
👤
Your photo here
Certified Management Accountant (CMA)
Senior Finance Manager with 15+ years experience @ Fortune 50
Strong background in estimating, FP&A, accounting, financial analysis
Texas-based

Fortune 50 finance experience. Built for Main Street businesses.

I'm Eric Barton - a Certified Management Accountant and Senior Finance Manager at a Fortune 50 manufacturer with deep experience in corporate finance, FP&A, and capital allocation.

I started Earlmist Advisory because I see many small business owners who build successful companies but make major decisions without the financial infrastructure to back them up. A bookkeeper can only take you so far and a full-time CFO isn't in the budget (or necessary).

Fractional is the answer. A few hours a month of financial partnership using skills and experience built by years of working inside large & complex organizations, leveraged to improve your unique situation.

"I'm not here to hand you a report and bill you. I'm here to sit across the table - or on the phone - and help you make better financial decisions."

What clients say

Testimonials coming soon
"

Before working with Eric, I had no idea which jobs were actually profitable. Now I know within two weeks of finishing a job whether it hit margin — and why.

Owner, General Contracting Co.
$4M Revenue · Texas
"

We were about to take on two more crews without a plan. Eric built us a 90-day cash model that showed us exactly how to sequence the growth. Saved us from a cash crunch we didn't see coming.

Owner, Electrical Contractor
$7M Revenue · Texas
"

Getting our line of credit renewed was a nightmare until Eric helped us organize the financial package. The bank had everything they needed. It closed in three weeks.

Owner, HVAC Company
$2.5M Revenue · Texas

Free 30-minute call. No pitch.

Tell me where your business is and what's keeping you up at night. I'll tell you honestly whether fractional CFO support makes sense and what it would actually look like for your situation.

📍
Texas-based · Serving clients remotely nationwide
📅
Availability: Currently accepting 1–2 new clients
⏱️
Response within 1 business day
This form goes directly to Eric and you'll hear back within one business day.